Long Reads How to Evaluate a Fintech Infrastructure Vendor: 10 Questions Every Team Should Ask Before Signing A payments company that picks the wrong partner for wallets, card issuing, or cross-border settlement can lose months to a migration nobody budgeted for, or worse, lose customer trust after an outage nobody saw coming.
Industry Trends How to Actually Launch a Wallet: Compliance, Use Cases, and Choosing a Provider Not all WaaS providers are built the same way, and the differences matter more once a product is live and processing real transactions. When evaluating your options, look for these four pillars:
Fintech WaaS vs. Neobanking vs. BaaS: Untangling the Confusion A neobank is the brand a customer sees. Banking-as-a-Service and Wallet-as-a-Service are two different flavours of infrastructure sitting underneath that brand, or underneath a wallet feature bolted onto a completely different kind of product.
Industry Trends What Is a Wallet-as-a-Service API? (And Why It's Not Just a Bank Account) When money sits in a bank account, that bank is the one holding a banking licence and answering to a banking regulator. When money sits in a wallet, the fintech company offering the wallet usually is not the licence holder.
Educational Embedded Compliance: How AML/CFT Controls Belong in the API Layer Applied to AML/CFT compliance, this means a programme can maintain robust suspicious activity monitoring at transaction volumes that would overwhelm a manual team, without proportionally scaling headcount.
Industry Trends The MCC Blocking Layer: How Programmatic Card Controls Work in Practice For a startup aiming to launch a card programme in 48 hours, the question is not whether to build a compliance function. The question is whether to build one from scratch or to launch on infrastructure where the first tier of that function is already embedded in the API layer.
Fintech Beyond the BIN: How Programmatic MCC Blocking Protects Fintech Margins Today's exploits target the space between authorisation and settlement: the grey zone where a transaction is approved before anyone has seriously evaluated what type of merchant accepted it, or whether that merchant category should have been accessible to that cardholder at all.
Educational Gamification in Fintech: The Growth Loop Every Crypto Exchange Needs (With a Real-World Example) Building a crypto exchange or DEX in 2026 means competing in one of the most crowded user-attention markets in financial technology. Switching costs are near zero. A user can fund a second wallet in minutes. There is no lock-in built into the infrastructure.
